These Terms of Service ("Terms") govern your use of the website located at www.catacosm.com ("Website") and all services offered by Catacosm, including but not limited to financial consultations, debt resolution services, funding referrals, and any other services (collectively, the “Services”). By accessing or using the Website or Services, you agree to be bound by these Terms and our Privacy Policy.
You must be at least 18 years old and a resident of the United States to use our Services. By using the Website, you represent and warrant that you meet these eligibility requirements.
Catacosm provides financial consultations and services that may include:
All services are subject to availability and applicable federal, state, and local laws.
You agree not to use the Website or Services for any illegal or unauthorized purpose, including, but not limited to:
Catacosm is not a law firm, financial advisor, or credit repair organization. All services offered are educational and consultative in nature. We do not guarantee approval for loans, funding, debt reduction, or specific financial outcomes. Any examples or testimonials provided are truthful but for illustrative purposes only.
You are solely responsible for:
Catacosm may refer you to trusted partners, affiliates, or service providers. Any relationship you establish with third parties is solely between you and the third party. Catacosm does not assume liability for their actions, services, or omissions. We may receive compensation for referrals, but this does not influence our obligation to maintain your privacy or integrity of service.
All content on the Website, including text, graphics, logos, icons, software, and design elements, is the intellectual property of Catacosm or its licensors. You may not reproduce, distribute, or exploit this content without our prior written permission.
The Website and Services are provided “as is” and “as available” without warranties of any kind, express or implied. We make no representation or warranty:
To the fullest extent permitted by law, Catacosm shall not be liable for any:
This applies regardless of the nature of the claim, whether in contract, tort, strict liability, or otherwise—even if advised of the possibility of such damages.
You agree to indemnify and hold harmless Catacosm, its officers, employees, agents, and affiliates from any claims, liabilities, damages, expenses, and costs (including reasonable attorney’s fees) arising out of your use of the Website or Services or violation of these Terms.
Catacosm reserves the right to suspend or terminate your access to the Website and Services at any time, for any reason, including violation of these Terms or applicable laws.
These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of laws rules. Any disputes arising out of or related to these Terms or our Services shall be resolved exclusively in the courts located in Orange County, California.
We may update these Terms at any time. Changes will be posted on this page with an updated effective date. Continued use of the Website after such updates constitutes acceptance of the new Terms.
For any questions about these Terms or the Services, contact us at:
📧 info@catacosm.com
📞 (855) 565-6344
🌐 www.catacosm.com
WHAT DOES CATACOSM, LLC DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect, and share depend on the product or service you have with us. This information can include:
● Social Security Number and income
● Account balances and payment history
● Credit history and credit score
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Catacosm chooses to share; and whether you can limit this sharing.
OTHER IMPORTANT INFORMATION
State laws may also provide you with specific privacy protections. Please note those individual circumstances below that may apply to you. We will comply with applicable state laws with respect to our use of your information. So long as we are providing you with services under your Agreement with Catacosm, we will provide the Privacy Policy to you at least annually.
California Residents: We will not share your personal information with non-affiliated third parties for their marketing purposes without your affirmative consent. Except as permitted by law, we will not share your personal information with our affiliates or joint marketing partners without first giving you additional privacy choices.
Nevada Residents: If you prefer not to receive marketing calls from us, you may be placed on our Do Not Call List by calling (800) 282-7186. This notice is provided pursuant to Nevada law. You can obtain further information by contacting the Nevada Attorney General’s Office at 100 North Carson Street, Carson City NV 89701, (775) 684-1100, or aginfo@ag.nv.gov.
Montana Residents: We will not disclose your name or any personal information to anyone other than your own creditors or our agents, affiliates, or contractors.
Catacosm LLC
810 Pony Express Road, Cheyenne, Wyoming 82009, United States